Mortgage mountain. Our $2.3 trillion debt and the ‘Big 4’ oligopoly.
Australians owe $2.3 trillion in mortgage debt, three-quarters of which is owed to the Big 4 banks, a cosy ...
Harry Chemay
Harry Chemay has more than two decades of experience across both wealth management and institutional asset consulting. An active participant within the wealth and superannuation space, Harry is a regular contributor to investment websites in Australia and overseas, writing on investing and financial planning.
Mortgage nation. The ‘wealth effect’ that drives big bank’s super profits.
Australia's big banks are some of the most profitable in the world, while Australians are some of the most ...
Mortgage nation. Australian retirees owe record amounts to the Big Four banks.
Australia has one of the most concentrated banking systems in the developed world, and we owe more to the 'Big 4' ...
Who benefits from negative gearing? Hint: probably not you.
A new release by the Parliamentary Budget Office has shed further light on which taxpayers benefit most from ...
Latest inflation figures. How does the CPI reflect the cost-of-living crisis?
Inflation figures are out, showing the CPI is 3.8% for the June quarter, up by 0.2% which does not bode well for ...
The Women’s Budget. The long and winding road to financial equality
This week's Budget had something for everyone, designed with one eye on reducing cost-of-living pressures and the ...
Huge gap between promises made and houses built. What’s the scam?
Despite the lofty promises, only 172,000 dwellings were completed in 2023. The lowest annual number of completions ...
Songbirds and snakes. How to end the ‘Hunger Games’ of housing affordability
In this final instalment of the Housing Hunger Games series, Harry Chemay identifies all policy culprits and all ...
Housing Hunger Games: negative gearing catching fire
The Budget will soon show the booming transfer of more wealth via negative gearing to the already wealthy. Harry ...
The Hunger Games of renting. Most liveable cities in the world or dystopian nightmare?
The Reserve Bank held rates yesterday, offering some respite for mortgage holders. However, relief is nowhere in ...
Stage 3 tax cuts and the Battle for Middle Australia. But who is that exactly?
Prime Minister Anthony Albanese announced last week that the previous government's stage 3 tax cuts need to be ...
From Main Street to Wall Street: is the HAFF housing scheme a gift to the money men?
The Labor government and the Greens have finally agreed to pass the Housing Australia Future Fund (HAFF) bill. But ...
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